Real Estate Information |
|
The Real Estate Cycle
The real estate cycle, like the business cycle, refers to the activity of the real estate market as it reacts to the forces of supply and demand. Supply and demand. When demand for a product, such as housing, exceeds the supply, the price for the product tends to increase. In real estate this period is often called seller's market. Higher prices encourage the suppliers, in this case homebuilders to increase production. As production increased, more of the demand is satisfied until a point is reached where production outperforms demand. At that point, prices begin to full and production will diminish until demand catches up with supply, and the cycle begins again. This period is called a buyers market. Factors influencing real estate circles. Mortgage funds. The availability of mortgage funding affects both supply and demand for housing. In most cases the buyer does not have sufficient assets to purchase a house outright. Most housing is either built purchased with money borrowed. The availability and cost of this money directly affects both the supply and demand for housing. If a local area is experiencing prosperity there should be funds available to finance the construction and purchase of housing. Population. Demographics refer to a study and description of the population of an area. Demographics included such factor as page, education, gross income, disposable income, number of family members, and savings and spending patterns. Also studied are patterns of migration and establishment of employment centers. Social attitudes. A major factor that has impacted both the availability of housing and mortgage funding has been changing social behavior patterns of the population. In modern example is the increase in the portion of the population that is in its prime home buying years. Both baby boomers and their children are now seeking housing, which has been a major factor in demand for housing that has pushed up prices in the past decade. High divorce rates and a trend toward later marriages have also stimulated demand because there are few people per household. Political activity. Because the national government is the largest borrower in the country, its activities and have a huge influence on the economy. Deficit spending by Congress forces the government to borrow money, making less money available for construction and home loans. On the other hand, action by the Federal Reserve to loosen credit with rapidly increase capital loan money supplies. Regulation. This regulation takes the form of federal, state and local tax laws, environmental regulations, lending laws, local zoning and building codes. The vast majority of these laws and regulations have been created to protect the environment, promote public safety or to protect consumers from predatory lending practices. Predatory lending includes usury, deception and fraud. Individual home ownership is encouraged and the federal and state levels by the provision for the home mortgage interest deduction in the income tax codes. However, at the local level, properties are subject to property taxes. These taxes are necessary to provide local services such as streets, lightning, schools, fire and police protection. In some areas, communities have implemented a impact fees. Impact fees are charged to all new housing that is developed within the community and I levied to pay for community infrastructure. Martin Lukac, represents, #1 Loans USA(http://www.1LoansUSA.com), a finance web-company specializing in real estate/mortgage market. We specialize in daily updates, rate predictions, mortgage rates and more: info@1LoansUSA.com
MORE RESOURCES: Reversing the Real-Estate Doom Loop Is Possible. Just Look at Detroit. The Wall Street Journal Agencies' headquarters in DC remained 'nearly empty' in 2023, real-estate board finds Federal News Network What’s on deck for Dallas-Fort Worth real estate in 2024 The Dallas Morning News Big bill comes due for Martin Selig, giant of Seattle office real estate The Seattle Times As Sioux Falls surpasses 1000 real estate agents, forging career might get more difficult SiouxFalls.Business How much Bill Gates pays in property taxes on his many homes Business Insider Montgomery County raises real estate tax Roanoke Times Real Estate Developer, Entrepreneur Oliver Fernandez '08 to Be the ECS Convocation Keynote Speaker — Syracuse ... Syracuse University News Golden Visa Programs, Once a Boon, Lose Their Luster The New York Times Industrial property company warns of a slowing real estate market 10/12 Industry Report WTW hires former chair of Lockton’s real estate practice Business Insurance Real Estate Sales Include Two Falconer Commercial Properties Jamestown Post Journal Fogel Real Estate Plans Resi, Retail in Venice Beach The Real Deal Real Estate: April 8 to April 12 Newport This Week Banks Believe They Are Well-Prepared for Commercial Real Estate Fallout The Wall Street Journal Former HGTV star gets jail time for real estate fraud WTAJ - www.wtaj.com Prohibiting Non-Accessory BESS Violates Massachusetts Law - Commercial Real Estate Insight & News Bowditch & Dewey 21 Largest Real Estate Companies in the World Yahoo Finance WeWork seeks to keep lease at a Martin Selig property in Seattle - Puget Sound Business Journal The Business Journals 10 Real Estate Charts Showing What's Next for Housing: Ivy Zelman Business Insider Real estate logo | pmg-sc.com Real estate transfers - Sent-trib Sentinel-Tribune Inside Bill Gates' real estate, from his Seattle to Florida houses Business Insider JPAR® - Real Estate Recognizes Affiliates of the Year StreetInsider.com Leander's Northline development taps Endeavor Real Estate Group for retail project The Business Journals WTW enlists Lockton's Lombardo as real estate chair within CRB Insurance Insider US Real estate decarbonization platform Accacia raises $6.5M in pre-series A round led by Illuminate Financial - TNGlobal TechNode Global Alexandria Real Estate Equities Q1 results beat; 2024 guidance range narrowed (NYSE:ARE) Seeking Alpha Is real estate actually a good investment? Elko Daily Free Press Dr. Phil left speechless after real estate agent claims that squatting is justified by colonization New York Post Cesar Pina, NJ real estate influencer, faces new lawsuit NorthJersey.com How Alexico's $180 Million Deal With St. Francis College Fell Apart The New York Times Prologis Warns of Slowing Industrial Real-Estate Market The Wall Street Journal Fortune favors investors in hospitality real estate Hotel Management Natalie Portman's fictional 'Black Swan' home lists for $1.7M in the NYC building where Joan Rivers grew up New York Post Radio Real Estate 4/20/24 My Bellingham Now These Real Estate Policies Made New York's Budget Bill The Real Deal CoStar Group to Acquire Matterport, the Global Leader in Immersive 3D Digital Twins and Artificial Intelligence for the ... Business Wire Downtime: Pairing wine and real estate RichmondBizSense Brazil aims to boost credit for small businesses, real estate loans 1470 & 100.3 WMBD Raising Cane's in talks to lease Fulton Market space Crain's Chicago Business One of the Top Billionaire Investors Owns 37% of This Real Estate Company – and I Can't Believe It's This Cheap Yahoo Finance Bengaluru-based RMZ Corporation exploring real estate expansion opportunities in the US, EU and UK Hindustan Times The Ultimate Real Estate Stock to Buy With $1,000 Right Now The Motley Fool Big Tech Is Downsizing Workspace in Another Blow to Office Real Estate The Wall Street Journal Blackstone Earnings Rise as Investment Giant Projects Commercial Real Estate Recovery - CoStar Group Housing affordability in Chicago hits 17-year low Crain's Chicago Business Illinois attorney general sues MV Realty that's tied to Chicago's Monroe Capital - Chicago Sun-Times Naples real estate: Fewer sales, higher insurance. What is happening? Naples Daily News Supreme Court decision may have ripple effect on development impact fees The Business Journals Austin's 2024 will be 'year of the tenant,' says one commercial broker Austin American-Statesman AIMCo on 2023, real estate and interest rates Financial Post TikTok’s Origin Story: Court Files Show Role of GOP Megadonor Jeff Yass The New York Times Tortured Poets or Real Estate Rock Stars? Taylor Swift's Past Boyfriends—and Their Incredible Homes Realtor.com News |
RELATED ARTICLES
Finding A Capable Agent To Meet Your Real Estate Needs Whether you're a first-time buyer, selling your current home or relocating to a different part of the country, the support of a qualified, knowledgeable real estate agent can alleviate many of your concerns and ensure a smooth transaction. A professional agent can market your present residence, help you locate the home of your dreams and assist in making your transfer to an unfamiliar area easier. Selling Your Home: The Power of a Great Sales Flyer Even though its importance is often overlooked, a great sales flyer is one of the most effective tools for selling your house. Whether your home is listed with an agent or not, make sure that you have a dazzling flyer. Moldy Homes are a Great Investment Have you seen this in your classifieds? -"Will pay $$$ for moldy homes. Call 555-555-5555"All you have to do is watch the news and you know about mold problems. A Possible Bargain: Foreclosed Properties In the superheated San Francisco Bay Area property market, foreclosed properties are available at as much as 40% below market value, writes Srini Saripalli.The last few months of a calendar year are considered sluggish for transacting real estate, but Silicon Valley seems to be an exception to this. Real Estate Appraisal - Rental Properties Real estate appraisal for rental properties isn't the same as for single family homes. If you were looking at a 24-unit building, it would be difficult to find similar ones nearby that have recently sold. How to Make the Real Estate Market Work For You and Get The Most Money How to make the Real Estate market work for you and get the most money. Dad always said that Real estate is a good investment because they don't make it anymore. Investing in Residential Real Estate: Achieving Positive Cash Flow When investing in real estate, it is highly desirable to achieve positive cash flow on a month-to-month basis. This is true even if you are counting on property value appreciation to supply the bulk of your desired return on investment. The Value of Foreclosed Property The discount on a foreclosed property is not as great if the state allows deficiency judgments by lenders against borrowers. In contrast, the discount is larger if the property is being sold in a state that requires foreclosures to proceed through the judicial system. How to Own a Dream Home in Spain Every year hundreds of thousands of foreign visitors travel to Spain to delight in the fantastic weather, stunning natural landscapes, excellent entertainment options and superb Mediterranean beaches. Many of these people dream of one day owning their own property in Spain, in fact Spain is now one of the most desirable second home and retirement destinations in the world. Family Feud with an Auction Deadline - Adventures in Probate/ Estate Purchases One of our investor students told us of an interesting probate deal or "adventure" they're working on now and while it's a good story, it also illustrates lots of the ins and out of probate or estate issues and purchases.The Seller (we'll call him Scott) co-owned this house with his mom, and he co-signed on the loan with mom. Maui Realtors: What You Need To Know Maui is a great place for families of any size. However, before you plan a move to Maui and contact those Maui Realtors, there are some considerations that you should take care of. Budgeting Your Log Home: Where Do You Start? The Log home industry has matured these last many years, but there is still a lot of confusion about how much a log home costs. Naturally, everyone wants to know the cost of the log package; however, the budgeting only starts here. FSBO: For Sale By Owners Chapter Two Sheriff's Deputy Ted Rasmussen was thinking about Carrie-his pregnant waitress problem-when he sighted the traffic disruption meandering near the yellow line on Bay Street. A Bremerton merchant had called the Sheriff's emergency number reporting a wet morning commuter mess. Seller Objections To Lease Purchase A large percentage of the mail we receive are from people that complain that sellers don't want to do a lease purchase, they just want to sell their house. Or sellers come up with too many objections. Evil Gains Entry When we open our doors to strangers, we can never be certain what malice an outsider might bring in. Police officers tell us to keep our doors locked with good reason. How to Make a Home for Sale Flyer Using Marketing Psychology Want to sell your home right away, for the highest profit to you? Discover how to improve on the Realtor's number two sales tool--right after the sign--your sales flyer.Most real estate agents use a sales flyer template which showcases their listings using out-of-date marketing strategies. Realty Agents: Don't Ask Don't Tell? Real estate stories radiate from the water cooler and cocktail parties like a brush fire out of control. Like early stages of fires, real estate transactions start out manageable, but occasionally real estate consumers fan the flames because of inexperience, and some real estate agents misplace the water buckets. Selling a Home - What Personal Property Stays? The home selling and buying process can be confusing, particularly when it comes to figuring out what items stay with the home. This is especially true when it is a FSBO (for sale by owner) operation. The Nose Knows If you plan on getting the most from the sale of your home you better be sure it can pass the "sniff" test. Let's face it your home should smell good. How to Sell Your House by Lease Options Many people buy a house then have to move within a few years, due to divorce, relocation or financial difficulties. Without any equity though, it can be nearly impossible to find buyers and you still have realtor fees to contend with. |
home | site map |
© 2006 TIGER MEDIA |