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Real Estate Information |
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Landlords Dance The FICO Fandango
Fair Isaac Corporation is the creator of the FICOcredit score that is used today by most lenders toevaluate consumer credit risk. FICO scores rangefrom a poor credit low of 500 to a best credit ratingof 850. The higher the FICO score the lower the interest ratesoffered by most lenders. For example here is a lookat how FICO scores might affect a $150,000 30-year,fixed rate loan: Score Interest Payment 720-850 5.64% $865 700-719 5.77% $877 675-699 6.30% $929 620-674 7.45% $1,044 560-619 8.53% $1,157 500-559 9.29% $1,238 Rates change frequently, but you can check the dailyaverage at myfico.com. Fair Isaac has extended its FICO score to cover anexpanded population base. This expanded FICO coveragewill tap into non-traditional sources of consumer datato assess the credit risk of adults who have minimalor no credit history on file - such as recent immigrants, people with low incomes, recent widows and divorcees, and young people. The company has tapped into non conventional ways ofestablishing credit scores. People pay rent, theypay catalog companies when they order something,they pay back payday loans -- there are various wayspeople show financial responsibility and Fair Isaacwill now be gathering that information to help determine FICO scores. An estimated 160 million Americans have documentedcredit histories adequate for calculating classicFICO credit scores. An estimated 50 million consumers do not. Now that will change. For real estate investors and landlords this means that we should be able to find a few more credit worthy buyers and renters than in the past. About The Author
MORE RESOURCES: Real estate CEO warns of growing ‘exodus’ as people have ‘given up’ on California — but where are they going? Yahoo Finance Livvy Dunne Tried to Buy Babe Ruth’s Former Apartment. An N.Y.C. Co-op Board Said ‘No’. The New York Times A tale of two Floridas: Real estate industry torn over DeSantis' push to eliminate property taxes Fox Business Russian Demand for U.S. Real Estate Surges 78.5% The Moscow Times What renters really want | Real Estate Newsletter Inquirer.com Providence Hill Real Estate owners buy office building near Tuckahoe HQ Richmond BizSense Luxury Real Estate Company Unveils ‘Flathead Lake Club’ Proposal in Lakeside at First Public Hearing Flathead Beacon ‘It’s all looking great’ for the M’s of M2 Property Group in Texas Real Estate News by RealEstateNews.com Milestone Real Estate owner realizes dream with Downtown Fresno office thebusinessjournal.com Dave Ramsey Saves Listener With $1 Million in Her 401(k) From Becoming a ‘Victim of the Real Estate Market’ Realtor.com Lee & James Real Estate Photography Launches Back-to-School Special for Portland Area Realtors Milwaukee Journal Sentinel Home prices in Colorado Springs hit record high, even with many homes for sale Colorado Public Radio Banner Real Estate Group breaks ground on The Faywell multifamily community in downtown Wheaton Chicago Agent Magazine Real Estate: June 2025 Coronado Market Update Coronado Times Real Estate Partners Dollar Tree Saudi Arabia Enacts New Real Estate Foreign Ownership Law: A Calibrated Opening for Foreign Investors The National Law Review Hybrid ‘buyer agent’ blends AI with the human touch Real Estate News by RealEstateNews.com Mortgage rate uptick leaves summer market on standby Real Estate News by RealEstateNews.com Real Estate Roundup: YKK Sells Anaheim Building for $39 Million Orange County Business Journal $400 Million Family Lawsuit Involving Prominent Fullerton Real Estate Figures Part 2 Fullerton Observer As Sovereign Debt Loses Its Luster, Economist Sees Investors Turning to Real Estate and Other Hard Assets Urban Land Magazine Mom, I’m Going Into Real Estate The Jewish Link Commercial real estate update: As big box brands buckle, the three A's can save the day Tallahassee Democrat Signs of Recovery: Boston Lab Market Shows Momentum in Q2: JLL Report Boston Real Estate Times How downtown Natick MA has become a focal point for redevelopment MetroWest Daily News Bosco Crane Company Acquires 348 Turnpike St. in Canton for $4.75M in Strategic Expansion Move Boston Real Estate Times Is private real estate underestimating risk for US life sciences? Private Equity Real Estate | PERE Brooklyn Real Estate Market Report: 2Q 2025 Inhabit by Corcoran Compass Acquires PorchLight Real Estate Group Mile High CRE Homes for Sale in Manhattan and Brooklyn The New York Times Real Estate Transactions: July 11, 2025 Greenfield Recorder ARX Launches First PPE Brand Designed Specifically for Women, Redefining Safety on the Jobsite Boston Real Estate Times The Competition Bureau’s recent focus on real estate: Property controls and rental pricing - Dentons Real Estate Roundup: New Shopoff Project, YKK’s $39 Million Sale Orange County Business Journal CNBC is expanding its real estate coverage Talking Biz News This Week in Jacksonville - Business Edition: Navigating the Florida real state market in transition News4JAX Mortgage Rates Today: The States Offering Lowest Rates – July 10, 2025 Norada Real Estate Investments Zillow vs. Compass: Real Estate’s Ultimate Showdown (and Why You Need a Pro in Your Corner) Alexandria Living Magazine Lancaster County hits new real estate record LancasterOnline Trump's $5 Million 'Gold Card' Visa Draws 70,000 Applicants — Foreign Investors Target American Real Estate Yahoo Finance NYC Real-Estate Execs Throw Money Behind Adams to Counter Rise of Mamdani The Wall Street Journal Real estate investors are purchasing more U.S. homes as high prices lock out would-be buyers CBS News Logistics real estate firm Panattoni forms dedicated European data center team Data Center Dynamics Fetner, MCB Real Estate, Farallon Capital Buy 240 Willoughby Street for $210M Commercial Observer NJ real estate influencer indicted for $17M Ponzi scheme New York Daily News Report: 7 of 12 Luzerne County school districts increased real estate taxes for 2025-26 The Sunday Dispatch AG Coleman files federal lawsuit accusing company of unlawful price fixing for KY renters The Courier-Journal Report: Leasing lags, but Dayton bets big on defense and development The Business Journals Real Estate: John M. Lee Richmond Review/Sunset Beacon Department of Taxation and Finance dos.ny.gov Apartment investor closes second funding round at $373 million The Business Journals Delistings Surge Nearly 50% as Sellers Who Can't Get Their Price Quit the Market in Frustration Realtor.com Real estate transfers week of July 17 The Ellsworth American Shingle Springs Band of Miwok Indians buys former Macy's building at Downtown Commons The Business Journals Mid-America Real Estate Brokers Sale of 67,146-Square-Foot Retail Center in Oak Brook, Illinois Shopping Center Business Homes for Sale in New Jersey and New York The New York Times REAL ESTATE Columbia Star |
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